About ECP's MILITARY STAR Credit Card | Military OneSource (2024)

Overview

Administered by the Army and Air Force Exchange Service, the Military STAR® credit card provides fair and flexible terms to help service members and their families safely and affordably build credit. The card is accepted at all military exchanges and commissaries.

Cardholders can access discounts that save them money and have 24/7 access to the Exchange Contact Center, an internal team of dedicated professionals committed to serving the unique needs of military customers.

How to access the website

Find information on the terms of the Military STAR® credit card, the benefits of the card, how to apply for the card and contact information for support.

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About ECP's MILITARY STAR Credit Card | Military OneSource (2024)

FAQs

Does everyone get approved for the military star card? ›

The MILITARY STAR card and its benefits are exclusively available to military personnel and their families, DoD Civilians, Purple Heart recipients and Disabled Veterans and Veterans who received an Honorable or general under Honorable conditions discharge have online shopping privileges.

What is the highest credit limit on the military Star Card? ›

In addition to the previously mentioned benefits, here are some of the great reasons you should consider a MILITARY STAR card application:
  • For every $1 you spend, you'll receive 2 points. ...
  • The MILITARY STAR card max credit limit is $1,000.
  • Your MILITARY STAR card payment is fixed for 36, 48, or 60 months with PayYourWay.

What is military star credit card? ›

Administered by the Army and Air Force Exchange Service, the Military STAR® credit card provides fair and flexible terms to help service members and their families safely and affordably build credit. The card is accepted at all military exchanges and commissaries.

Can you take money out of your military star card? ›

MILITARY STAR rewards cards cannot be credited to an Account, redeemed for cash, applied to a previous purchase or used for purchasing gift cards or e-gift cards.

How fast can I get a military Star card? ›

When will I receive my MILITARY STAR Digital Rewards card? Your MILITARY STAR Digital Rewards card will be AUTOMATICALLY sent to your email address on file once you have earned 2,000 points. You can expect to receive your Digital Rewards card within 48 hours after your statement date.

What is ECP in the military? ›

The Early Commissioning Program (ECP) allows Military Junior College students to complete ROTC in two years and gain a commission as a Second Lieutenant in the United States Army.

Can I use my military star card for hotels? ›

Worldwide Coverage: 1.4 million hotels, resorts and incredible places to stay. Use your Military Star Card to book select hotels! Discounted prices offered to all eligible customers. Sales tax and exclusions may apply.

What bank issues the military Star Card? ›

ECP operates the MILITARY STAR program on behalf of the Army, Air Force, Navy, Marines Corps and Coast Guard.

Can a military star card take your taxes? ›

It is important that you make at least the minimum payment to AAFES/Military Star until your bankruptcy case is filed. In order to prevent these creditors from starting to garnish you paychecks and income tax refunds.

Can you buy a gun with a military star card? ›

MILITARY STAR may only be used for approved merchandise including: large furniture, major appliances, computers/tablets (over $299), firearms, TV's 27" or larger, carpeting/rugs, riding lawn mowers, large exercise equipment, spas, grills and large outdoor toys.

Can I use my military star card for gas? ›

The STAR Card is accepted at on-base exchanges, commissaries, gas stations, uniform shops and mini marts. In addition to providing a line of credit there are many other benefits to the STAR card. The Military STAR card application can be found by visiting the Exchange Credit Program website.

Can I use my military star card at Walmart? ›

Where Can I Use My Military Star Card. The Military Star Card is restricted to use only at base or post facilities. It can be used at any shops, stores, and food establishments run by AAFES, NEX, or the MCX.

Can I buy food with my military Star Card? ›

Can customers use their gold MILITARY STAR card at the commissary? Yes.

Can a military star card be used at Home Depot? ›

Industry leading service in scheduling, delivery & installation. TAX-FREE & Military-exclusive pricing. Ability to use your Military Star card.

What happens if you don't pay your military star card? ›

If your monthly payment is not made, your account becomes delinquent. Your charge and check privileges and rewards may be suspended. Your unit commander may be notified and the delinquent balance may be involuntary collected.

Who accepts the military star card? ›

Where the Military STAR Card can be used:
  • Army and Air Force Exchange Service (AAFES)
  • Marine Corps Exchange (MCX)
  • Navy Exchange (NEX)
  • Coast Guard Exchange (CGX)
  • Base Exchange (BX)
  • Post Exchange (PX)
  • Commissaries.
  • Uniform shops.

Does a military star card affect credit score? ›

Your MILITARY STAR Card payment history will be reported to the major credit bureaus. This will give you an opportunity to build your credit while you're an active member of the military. The MILITARY STAR Card can be used at Commissaries.

Can you get a hotel with a military Star card? ›

Worldwide Coverage: 1.4 million hotels, resorts and incredible places to stay. Use your Military Star Card to book select hotels! Discounted prices offered to all eligible customers. Sales tax and exclusions may apply.

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